A few weeks ago, during a 4 point inspection on a manufactured home in Indian River County, we found something serious: broken tie-down straps underneath the unit.

These aren’t just optional pieces of metal—they’re a key part of keeping the home safe during high-wind events like hurricanes or tornadoes. If the strapping system fails, a strong gust could shift or even flip the entire home.

Why Insurance Companies Care

This kind of issue shows up on a 4 point inspection report because insurance providers want to know that the major systems in your home are in good working condition—including the structure and anchoring. If the straps are missing or broken, that’s a big red flag. It often leads to insurance coverage being denied or delayed until repairs are made.

What We Recommended

In this case, we advised the client to contact a contractor who specializes in mobile and manufactured home tie-down systems. These professionals can replace or repair the strapping to bring the home back up to standard.

What You Can Do

If you own or are considering buying a manufactured home in the Sebastian, Vero Beach, or Indian River County area, it’s a good idea to have the underside of the home inspected—especially before hurricane season. Don’t assume everything is in place just because the home “feels” secure.

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Final Thoughts

Tie-down straps might seem like a small detail, but in Florida’s wind-prone climate, they play a huge role in protecting your home—and your insurance eligibility. During a 4 point inspection, we make it a priority to check that these systems are in place and functioning.

If you’re buying a manufactured home or need a 4 point inspection done right, we’re here to help.