Not every inspection can be completed as planned — and sometimes, the reason is simple: access.
On a recent wind mitigation inspection, I encountered an attic access that was too small and too unsafe for entry. As a result, I had to mark “no attic access” on the wind mitigation report.
Let me explain why.
The Realities of Attic Access
Florida Building Code (FBC) has requirements for attic access — traditionally calling for a minimum of 22 inches by 30 inches for new construction. But in older homes, especially those built before these codes were standardized, you’ll often find much smaller openings.
In this case, the access panel was so narrow that even with my 18-inch-wide ladder, it simply wasn’t safe to enter. I tried. I always try. But ultimately, I have to weigh the value of a measurement against the risk of a fall or injury.
What’s more surprising is that this access likely passed inspection when the home was built or modified. Somehow, this clear code violation was either missed or ignored by the code officials involved. It’s a reminder that not every code issue gets caught during construction — and those oversights can carry consequences years later.
Inspectors are trained to be thorough, but we’re also trained to stay alive. And if I can’t enter an attic safely — or can’t do so without damaging the property — I won’t do it.
Why This Matters to You
When I can’t access an attic, I can’t verify key details required on the wind mitigation form. That includes the roof deck attachment, roof-to-wall connection, and secondary water resistance. These elements are critical for determining whether your home qualifies for wind mitigation credits on your insurance.
It doesn’t mean the system isn’t there. It just means I wasn’t able to confirm it due to access issues.
This isn’t uncommon in Indian River County — especially in areas like Vero Beach, Sebastian, and Fellsmere where older construction is the norm.
What Homeowners Can Do
- Measure your attic access. If it’s smaller than 22″ x 30″, consider talking to a contractor about enlarging it — especially if you’re prepping for a wind mitigation or full home inspection.
- Clear the area around the access. Even if it’s technically large enough, cluttered closets or blocked openings create additional risks.
- Understand your report. If “no attic access” is checked on your wind mitigation form, it wasn’t because I didn’t try — it was because I couldn’t proceed safely.
Sean’s Advice
I don’t take skipping an attic lightly. That box on the form could mean real dollars for you. But I also have a family to get home to — and no inspection is worth a trip to the hospital.
If you’re planning an inspection and aren’t sure if your attic is accessible, give us a call. I’ll walk you through what we need and how to prepare.
SW Inspections covers all of Indian River County, and we do our best to make sure every inspection is complete, safe, and accurate.